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Closed Bridging Finance

Finance Mortgages

Bridging, development, auction and joint venture finance

Welcome to, the experts in Specialist Finance for Professional Property Investors established since 2006 & regulated by the FCA.


As an independent Lender & Broker we can create bespoke Finance Products to meet your exact needs;

  • Short term Bridging Finance for Refurbishment and Resale or Refinance.
  • Auction Finance for quick purchase to beat the competition
  • Development Finance for new build & conversion including
  • 100% Joint Venture Development Finance – click to watch the webinar
  • We also specialise in funding the purchase and exit of HMO (House in Multiple Occupation) Property allowing you to leave Low/No Money Left In the deal.
  • Buy to Let, Commercial, 2nd Charge & Residential Mortgages for longer term funding.
  • 100% – Joint Venture Funding available too.

We lend on UK Property on a First Charge basis at typically 70-80% Loan to Purchase Price, with additional security we can & do lend at 100% loan to Purchase Price, we will even Joint Venture – 100% on All Costs on a Lend & Profit Share Basis. Interest can be rolled up or retained, so you pay less at the outset.

Hold Your Horses!

Some information on this page is just for members – it might include pricing, contact information and other sensitive details that we need to keep to ourselves.

Please log in or sign up as an LNPG member to continue.

Buying Instructions

You can call Rory O’Mara direct on 01962 885927 or email

Be sure to let us know that you are part of LNPG

We will discuss your project and offer a solution that meets your needs.
You can book a call with Rory on

Products and Services

• Bridging Finance
• Auction Finance
• Refurb Finance
• Development Finance
• 100% Joint Venture Development Finance
• Buy to Let Mortgages
• Holiday Let & Serviced Accommodation Finance
• Semi-Commercial, Commercial & Mixed Use Finance
• Second Charge Loans
• Mezzanine Finance
• Joint Venture Funding – Equity & Debt considered

As a Lender & Broker, we can offer a tailored finance solution to meet your needs.
We operate in England, Wales and Scotland.


We provide a bespoke financial solution, tailored to meet your exact needs.
Call Rory or email to discuss your project & what you need.

A recent Case Study:
An experienced buy to let landlord had been let down by a bridging company who had offered a short term loan on a flat because they had decided to secure 2nd charges on his portfolio without his consent or the consent of the existing lenders. Having reviewed the case, it was clear that he needs a buy to let mortgage and a little more time from the vendor whilst this is secured. Buyer and Vendor agreed terms to facilitate the sale without the need of a bridging loan, saving the landlord thousands in unnecessary fees & interest. We look for simple answers to complex problems.


Contact Rory direct to discuss your funding needs.

Since 2006 we have provided financial solutions to hundreds of professional property investors & developers:

• Funding 100% Purchase & Conversion costs
• 100% Joint Venture Development Finance
• Debt & Equity Solutions for Conversion & Developments
• Funding Commercial sites in need of planning consent
• Traditional buy to let mortgages
• Arranging 2nd Charge loans to build Property Portfolio
• Auction Purchases
• HMO Mortgages, Commercial & Semi Commercial funding.

You can see a selection of Before & After Projects on our web site –Case Studies

• 14 Bed Conversion of Commercial Premises into High End HMO
• Conversion of 3 Bed House into a 5 Bed Student HMO
• Conversion of 3 Bed House into a 6 Bed HMO
• Conversion of a Pub to 3 x 6 bed Flats
• Conversion of 3 bed home into 2 houses
• Conversion of a Nursing Home into 12 Flats
• Conversion of a Hotel in 28 bed HMO
• Conversion of Offices into 12 Flats with addition of an extra floor
• Conversion of Commercial Premises into 2 Student HMOs
• Conversion of Doctors Surgery into Flats
• Conversion of 5 flats into 7 x 2 bed flats

Contact Information

If you are looking for a fast response, old-fashioned service and access to the decision-makers call us today or email

Office: 01962 885927
Rory O’Mara Mobile: 07747 616661

Book a 20 Min call with Rory here.

Rory O'Mara

Webinar Library New Feature

Fancy catching up on what Closed Bridging Finance are up to? Well you’re in luck.

The videos below are edited clips from our Lock-In series, where we sit down with the people behind the scenes and discuss hot topics and upcoming updates.

If you want to view our library of past episodes with all our partners, click here.