Office Closed: Opens Mon at 9am

Protect My Let

Finance

Specialist property insurance broker backed by 12 top insurers

insurance for landlords

 

Introduction

It can be tough being a landlord these days, with what feels like constant legislation changes and the huge impact of the pandemic. You need to know that when it comes to your landlord insurance you’ve got a great price from a trusted broker. As LNPG’s insurance partner, we bring our personal and straightforward approach to finding better landlord insurance to the LNPG community – making sure you’ve got exactly the right cover you need, with no nasty surprises.

Click here to find out more about our cover, LNPG member benefits and how to get a quote.

Why did you choose Protect My Let?

Hold Your Horses!

Some information on this page is just for members – it might include pricing, contact information and other sensitive details that we need to keep to ourselves.

Please log in or sign up as an LNPG member to continue.

Buying Instructions

Here at Protect My Let, we’re not interested in giving you an automated off-the-shelf quote or fobbing you off with a chatbot. We’re committed to going off-script to get you better landlord insurance, and we can’t do that without our dedicated team.

New Business

When you come to us as a new customer, you will speak to one of the below team members who will assist you in sourcing cover from our panel of insurers.

Kevin Meek (LNPG Insurance Man)
New Business Senior Account Handler – 01206 913 394
kevin.meek@protectmylet.com

Ella Reynolds
New Business Account Handler – 01206 771 429
ella.reynolds@protectmylet.com

Finn O’Reilly
New Business Account Handler – 01206 913 395

finn.o’reilly@protectmylet.com

Renewals

You’ll know one of these guys as your dedicated account handler. Our team are a close knit bunch, so when the new business team transitions a new customer to the renewals team a full handover is done. If you need any changes to your existing policy before it comes to renewals, these are the guys to speak to. And when it comes to your renewal? They’ll be just as dedicated in finding you’re the right cover.

Joy Otuya
Assistant Account Handler – 01206 581766
joy.otuya@protectmylet.com

Will Riley
Senior Account Handler – 01206 913399
will.riley@protectmylet.com

Matthew Dean
Senior Account Handler – 01206 913396
matthew.dean@protectmylet.com

Nick Alldread
Senior Account Handler – 01206 913397
nick.alldread@protectmylet.com

FAQ’s

1. Does my quote include a discount for being an LNPG member?

There is no specified discount for LNPG – simply owing to the amount and variance of policies we recommend from our panel.

What we will do is offer the best policy for your needs, expert advice, and bring the price down for you as much as we can with whichever insurer suits your needs best depending on your situation.

2. Do we need your LNPG Membership number?

Yes, your LNPG Membership number is required. In the event you do not have it readily available, rest assured that we can access it through the LNPG database.

3. How can I provide my property information for a quote?

There are several methods to submit your property information for a quote:

Please contact us directly at 01206 913 394 (Kevin Meek, LNPG Insurance Man), 01206 771 429 (Ella Reynolds) or 01206 413069 (Holly Stevens) for immediate assistance.

You may forward your current Insurance schedule to kevin.meek@protectmylet.com, ella.reynolds@protectmylet.com, holly.stevens@protectmylet.com, or enquiries@protectmylet.com.

Or, complete our comprehensive quote form available here.

4. Do you offer insurance for purposes other than Let Properties?

Indeed, we provide additional coverage options such as Landlord Home Emergencies, Rent Guarantee, and coverage for properties undergoing refurbishment before becoming available for rent.

Our insurance solutions extend to serviced accommodations (including Airbnb and holiday lets), as well as rent-to-rent and rent-to-serviced accommodation. *

Furthermore, as part of the broader broker organization Howden, we offer a wide array of insurance policies, encompassing Personal Home Insurance, Motor Insurance, and even Pet Insurance.

*The refurbishment budget must not exceed £200,000 and should not surpass half of the total sum insured for your building. If your budget does exceed this, we can refer you to another specialist team.

5. How do I ensure I’m not underinsured?

Discover the answer to this question and gain insights into when you should obtain a building valuation for your rental property by referring to our informative resource: When should you get a building valuation on your rental and why? – Protect My Let.

6. Do I need insurance if I’m a leaseholder of a flat?

If you are a leaseholder, meaning you own or lease a portion of a property within a block of flats, it is probable that the structural insurance for the building itself is already in place, typically managed by the freeholder. However, as the leaseholder, you remain responsible for insuring the fixtures, fittings, furniture, white goods, as well as carpets and curtains within your specific unit. In such circumstances, Landlords Contents insurance is designed to provide the requisite coverage. Although fixtures and fittings coverage is typically included in building insurance, it is essential for leaseholders or those sharing a building to ensure proper protection.

7. Can you provide coverage for my new property from the exchange or completion date?

We strongly advise obtaining insurance coverage for your property once the exchange has occurred, as this is the point at which you assume legal responsibility. Solicitors and lenders commonly require insurance to be in place prior to the exchange of contracts.

Contact Information

http://www.protectmylet.com/

Protect My Let is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.


Webinar Library New Feature

Fancy catching up on what Protect My Let are up to? Well you’re in luck.

The videos below are edited clips from our Lock-In series, where we sit down with the people behind the scenes and discuss hot topics and upcoming updates.

If you want to view our library of past episodes with all our partners, click here.